Discussion Forums » Topic of the Month
Topic for September - Overcoming the Housing Crisis
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A repeat of one of the first topics tackled on Probably42.
Suggested Agenda
Topic – Overcoming the Housing Crisis
During the last 50 years, the cost of homes as a multiple of average annual income has escalated enormously, to the point where many young people can only buy a home with the help of their parents (bank of Mum and Dad), or have to live with parents to save up, or have no prospect of ever buying a home.
Agenda
Some of the topics and issues we might cover in searching for solutions include:
Supply of land for new homes Ending incentives for sitting on land Is there a resource limitation because of amount of land needed for food, agriculture, forestry, water, environment. Are we full? Green belt New Garden Towns New hi-tech cities
Rate of building and availability of homes What are the constraints Housing white paper initiatives Building automation – factory built/robotics Impact of buy-to-let and private landlords Impact of overseas ownership (especially London) Impact of social housing
Prices/Affordability/Taxation The momentum behind ever increasing house prices and media portrayal as good thing The role and fees of Estate Agents, vested interest in increasing house prices Getting on the ladder. Large deposits. Salary multiple limiting borrowing and increasing deposits. Reducing windfall investment returns on multiple properties through tax Rental/Part purchase option i.e. shared equity model Aligning volume and population and other infrastructure Impact of longevity, divorce, immigration Taxation of empty properties Quality of housing Decreasing size of homes Building regulations Leasehold v Freehold
Rented Property v Ownership Is rented accommodation as good as ownership. Why much of Europe has more rental than owner occupier. Amateur Landlords Build to rent Security of tenure Quality
Managing housing stock Council control of ownership v letting properties Airbnb National Housing Management body to manage housing long-term (BofE like)?
Other agenda items
Do you have any other agenda items you think should be added to this list?
This post was edited by Tony Clack at September 3, 2018 4:19 PM BST -
The Output from Deep Thought Pie and Pint Meeting 16 is now available at:
http://www.probably42.net/documents/2/43/tackling-the-housing-crisis-pie-and-pint-output
This post was edited by Tony Clack at September 12, 2018 10:24 AM BST